InterchangeFees.com by Harley Financial Services
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VISA-M/C Fee Program Bucket
Table (TYPICAL RETAIL)
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Your Qualification
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Discount
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Trans
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Discount
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Trans
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Q/Mid/Non
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INTERCHANGE VISA-M/C BUCKET*
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Plus Pricing
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Qualified Transactions
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Visa CPS Retail
Debit Qualified
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0.80%
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+
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$ 0.15
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0.05%
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+
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$ 0.05
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Visa CPS Retail Debit Qualified Regulated (Durban)
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0.05%
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+
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$ 0.22
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0.05%
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+
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$ 0.05
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M/C Merit III
Retail Card Present Swipe Rate Debit
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1.05%
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+
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$ 0.15
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0.05%
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+
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$ 0.05
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M/C Merit III
Retail CP Swipe Rate Debit Regulated (Durban)
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0.05%
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+
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$ 0.22
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0.05%
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+
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$ 0.05
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Visa CPS Retail
Qualified
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1.51%
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+
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$ 0.10
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0.05%
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+
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$ 0.05
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M/C Merit III
Retail Card Present Swipe Rate
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1.58%
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+
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$ 0.10
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0.05%
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+
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$ 0.05
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Mid-Qualified Transactions
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Visa CPS Retail
Key Enter, Debit Mid Qual
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1.65%
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+
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$ 0.15
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0.05%
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+
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$ 0.05
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Visa CPS Retail
Key Enter, Debit Mid Qual Regualated
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0.05%
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+
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$ 0.22
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0.05%
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+
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$ 0.05
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Visa CPS Card
Not Present, Debit Mid Qual
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1.65%
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+
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$ 0.15
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0.05%
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+
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$ 0.05
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Visa CPS Card
Not Present, Debit Mid Qual Regulated
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0.05%
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+
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$ 0.22
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0.05%
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+
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$ 0.05
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Visa CPS e-commerce,
Debit Mid Qual
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1.65%
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+
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$ 0.15
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0.05%
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+
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$ 0.05
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Visa CPS e-commerce,
Debit Mid Qual Regulated
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0.05%
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+
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$ 0.22
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0.05%
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+
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$ 0.05
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M/C Retail Key
Enter Debit Mid Qual
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1.60%
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+
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$ 0.15
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0.05%
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+
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$ 0.05
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M/C Retail Key
Enter Debit Mid Qual Regulated
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0.05%
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+
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$ 0.22
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0.05%
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+
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$ 0.05
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M/C Merit I
Debit, Timing & transaction tolerance limits exceeded or Electronic
commerce
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1.60%
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+
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$ 0.15
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0.05%
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+
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$ 0.05
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M/C Merit I Debit, Timing & transaction tolerance limits
exceeded or Electronic commerce REGULATED
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0.05%
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+
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$ 0.22
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0.05%
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+
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$ 0.05
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Visa CPS Retail
Qualified Rewards
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1.65%
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+
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$ 0.10
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0.05%
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+
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$ 0.05
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M/C World Merit
III, Card Present Retail Swipe
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1.77%
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+
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$ 0.10
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0.05%
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+
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$ 0.05
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M/C Enhanced
Merit III - transaction detail data req
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1.65%
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+
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$ 0.10
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0.05%
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+
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$ 0.05
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Visa CPS Retail
Key Enter, Mid Qual
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1.80%
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+
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$ 0.10
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0.05%
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+
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$ 0.05
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Visa CPS Card
Not Present, Mid Qual
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1.80%
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+
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$ 0.10
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0.05%
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+
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$ 0.05
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Visa CPS e-commerce,
Mid Qual
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1.80%
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+
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$ 0.10
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0.05%
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+
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$ 0.05
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Non-Qualified Transactions
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VISA Commercial
Level III
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1.85%
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+
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$ 0.10
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0.05%
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+
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$ 0.05
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VISA Commercial
Level II - Purch, Bus, Corp T & E
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2.05%
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+
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$ 0.10
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0.05%
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+
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$ 0.05
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M/C Enhanced
Key Enter, transaction detail required
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2.04%
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+
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$ 0.10
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0.05%
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+
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$ 0.05
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M/C Enhanced
Merit I - transaction detail data required, Timing & transaction
tolerance limits exceeded or Electronic commerce
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2.04%
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+
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$ 0.10
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0.05%
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+
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$ 0.05
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M/C World Key
Entered
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2.05%
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+
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$ 0.10
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0.05%
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+
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$ 0.05
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M/C Commercial
Face to Face or Data Rate II Corp
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2.05%
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+
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$ 0.10
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0.05%
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+
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$ 0.05
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M/C World Elite
Commercial Face to Face Corp
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2.05%
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+
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$ 0.10
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0.05%
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+
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$ 0.05
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VISA Commercial
Retail - Bus, Corp T & E
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2.20%
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+
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$ 0.10
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0.05%
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+
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$ 0.05
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VISA Commercial
Card Not Present - Corporate T & E
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2.25%
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+
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$ 0.10
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0.05%
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+
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$ 0.05
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VISA Commercial
EIRF - Corporate T & E
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2.40%
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+
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$ 0.10
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0.05%
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+
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$ 0.05
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M/C World Elite
Merit III
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2.20%
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+
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$ 0.10
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0.05%
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+
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$ 0.05
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VISA Commercial
Card Not Present - Purchasing
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2.76%
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+
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$ 0.10
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0.05%
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+
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$ 0.05
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VISA EIRF Electronic
Interchange
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2.40%
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+
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$ 0.10
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0.05%
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+
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$ 0.05
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M/C Commercial
Face to Face or Data Rate II Bus.
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2.16%
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+
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$ 0.10
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0.05%
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+
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$ 0.05
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M/C World Elite
Commercial Face to Face Business
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2.21%
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+
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$ 0.10
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0.05%
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+
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$ 0.05
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M/C Commercial
Face to Face or Data Rate II Purch
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2.31%
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+
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$ 0.10
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0.05%
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+
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$ 0.05
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VISA Standard
Interchange
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2.95%
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+
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$ 0.10
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0.05%
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+
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$ 0.05
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M/C Standard
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2.95%
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+
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$ 0.10
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0.05%
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+
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$ 0.05
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*Does not Includes Visa
Assessments Visa = .13% + $0.0245, M/C = .13% + $0.0218
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Did You Know?
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Visa CPS stands
for Custom Payment Service.
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To Qualify for
the best rate, the card presented to you must be a US only Consumer
Visa Card.
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If you do not
settle a batch by the end of next day, all transactions in that
batch are downgraded to EIRF or Standard rates.
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