Interchange Fees

InterchangeFees.com by Harley Financial Services
VISA-M/C Fee Program Bucket Table (TYPICAL RETAIL)	Your Qualification	Discount		Trans	Discount		Trans
	Q/Mid/Non	INTERCHANGE VISA-M/C BUCKET*			Plus Pricing
Qualified Transactions
Visa CPS Retail Debit Qualified		0.80%	+	$ 0.15	0.05%	+	$ 0.05
Visa CPS Retail Debit Qualified Regulated (Durban)		0.05%	+	$ 0.22	0.05%	+	$ 0.05
M/C Merit III Retail Card Present Swipe Rate Debit		1.05%	+	$ 0.15	0.05%	+	$ 0.05
M/C Merit III Retail CP Swipe Rate Debit Regulated (Durban)		0.05%	+	$ 0.22	0.05%	+	$ 0.05
Visa CPS Retail Qualified		1.51%	+	$ 0.10	0.05%	+	$ 0.05
M/C Merit III Retail Card Present Swipe Rate		1.58%	+	$ 0.10	0.05%	+	$ 0.05

Mid-Qualified Transactions
Visa CPS Retail Key Enter, Debit Mid Qual		1.65%	+	$ 0.15	0.05%	+	$ 0.05
Visa CPS Retail Key Enter, Debit Mid Qual Regualated		0.05%	+	$ 0.22	0.05%	+	$ 0.05
Visa CPS Card Not Present, Debit Mid Qual		1.65%	+	$ 0.15	0.05%	+	$ 0.05
Visa CPS Card Not Present, Debit Mid Qual Regulated		0.05%	+	$ 0.22	0.05%	+	$ 0.05
Visa CPS e-commerce, Debit Mid Qual		1.65%	+	$ 0.15	0.05%	+	$ 0.05
Visa CPS e-commerce, Debit Mid Qual Regulated		0.05%	+	$ 0.22	0.05%	+	$ 0.05
M/C Retail Key Enter Debit Mid Qual		1.60%	+	$ 0.15	0.05%	+	$ 0.05
M/C Retail Key Enter Debit Mid Qual Regulated		0.05%	+	$ 0.22	0.05%	+	$ 0.05
M/C Merit I Debit, Timing & transaction tolerance limits exceeded or Electronic commerce		1.60%	+	$ 0.15	0.05%	+	$ 0.05
M/C Merit I Debit, Timing & transaction tolerance limits exceeded or Electronic commerce REGULATED		0.05%	+	$ 0.22	0.05%	+	$ 0.05
Visa CPS Retail Qualified Rewards		1.65%	+	$ 0.10	0.05%	+	$ 0.05
M/C World Merit III, Card Present Retail Swipe		1.77%	+	$ 0.10	0.05%	+	$ 0.05
M/C Enhanced Merit III - transaction detail data req		1.65%	+	$ 0.10	0.05%	+	$ 0.05
Visa CPS Retail Key Enter, Mid Qual		1.80%	+	$ 0.10	0.05%	+	$ 0.05
Visa CPS Card Not Present, Mid Qual		1.80%	+	$ 0.10	0.05%	+	$ 0.05
Visa CPS e-commerce, Mid Qual		1.80%	+	$ 0.10	0.05%	+	$ 0.05

Non-Qualified Transactions
VISA Commercial Level III		1.85%	+	$ 0.10	0.05%	+	$ 0.05
VISA Commercial Level II - Purch, Bus, Corp T & E		2.05%	+	$ 0.10	0.05%	+	$ 0.05
M/C Enhanced Key Enter, transaction detail required		2.04%	+	$ 0.10	0.05%	+	$ 0.05
M/C Enhanced Merit I - transaction detail data required, Timing & transaction tolerance limits exceeded or Electronic commerce		2.04%	+	$ 0.10	0.05%	+	$ 0.05
M/C World Key Entered		2.05%	+	$ 0.10	0.05%	+	$ 0.05
M/C Commercial Face to Face or Data Rate II Corp		2.05%	+	$ 0.10	0.05%	+	$ 0.05
M/C World Elite Commercial Face to Face Corp		2.05%	+	$ 0.10	0.05%	+	$ 0.05
VISA Commercial Retail - Bus, Corp T & E		2.20%	+	$ 0.10	0.05%	+	$ 0.05
VISA Commercial Card Not Present - Corporate T & E		2.25%	+	$ 0.10	0.05%	+	$ 0.05
VISA Commercial EIRF - Corporate T & E		2.40%	+	$ 0.10	0.05%	+	$ 0.05
M/C World Elite Merit III		2.20%	+	$ 0.10	0.05%	+	$ 0.05
VISA Commercial Card Not Present - Purchasing		2.76%	+	$ 0.10	0.05%	+	$ 0.05
VISA EIRF Electronic Interchange		2.40%	+	$ 0.10	0.05%	+	$ 0.05
M/C Commercial Face to Face or Data Rate II Bus.		2.16%	+	$ 0.10	0.05%	+	$ 0.05
M/C World Elite Commercial Face to Face Business		2.21%	+	$ 0.10	0.05%	+	$ 0.05
M/C Commercial Face to Face or Data Rate II Purch		2.31%	+	$ 0.10	0.05%	+	$ 0.05
VISA Standard Interchange		2.95%	+	$ 0.10	0.05%	+	$ 0.05
M/C Standard		2.95%	+	$ 0.10	0.05%	+	$ 0.05

*Does not Includes Visa Assessments Visa = .13% + $0.0245, M/C = .13% + $0.0218

Did You Know?
Visa CPS stands for Custom Payment Service.
To Qualify for the best rate, the card presented to you must be a US only Consumer Visa Card.
If you do not settle a batch by the end of next day, all transactions in that batch are downgraded to EIRF or Standard rates.